We are a family-owned business serving individuals and businesses in many areas of planning, including:

• Retirement Planning - Make the most of your employer-sponsored retirement plans and IRAs. Determine how much you need to retire comfortably. Manage your assets before and during retirement. Create a retirement income plan.

• Employee & Executive Benefits  - Help your business attract and retain qualified employees through benefit packages.  i.e. 401(k) Plans, Profit Sharing Plans, SEP and SIMPLE IRAS, and Pension Plans.

• Investment Advisory Services - Determine your asset allocation needs. Help you understand your risk tolerance. Recommend and implement the appropriate investment vehicles to help you reach your goals. We can also tailor your portfolio to align your investments with your moral beliefs on environmental, social, and corporate governance (ESG investing).

• Tax Management - We will work to ensure your portfolio is tax-efficient. Develop tax-saving investment strategies. Work with your qualified tax specialists.

• Estate Planning - We can help educate you on strategies that may preserve wealth for your heirs, help you review beneficiary designations for consistency, and present alternatives that may lessen your potential exposure to estate taxes and probate costs. Throughout this process, it is imperative that we work closely with your tax and legal advisors.

• Education Funding & College Planning - We can recommend investment and accumulation strategies to help you pay for your child's or grandchild's education.

• Insurance & Risk management - We work with nonbank insurance agency affiliates to review your insurance needs and review existing policies to ensure that the coverage continues to meet your needs and is cost-effective.

• Liability Management - Review your existing liabilities to help ensure suitable solutions that are in your best interest are being implemented.